A partner that's sure to be by your side
Varma provides pension insurance for Finnish work and is a pioneer in work ability management. We are also a responsible and solvent investor. For changes in working life, choose a partner that is there when you need it. As your earnings-related pension insurer, we're sure to be by your side.
How can we help?
Take care of your matters online
YEL matters
- apply for a change in YEL income
- check your YEL invoices
- apply for an extended term of payment
TyEL matters
- check your TyEL invoices and earnings
- apply for an extended term of payment
- identify your organisation's work ability risks
Pension matters
- check your pension record and estimate your future pensio
- apply for pension or rehabilitation
- take care of your matters as a pensioner
Varma’s Half-Year Financial Report 1 January–30 June 2026
The return on Varma’s investments in January–June was 5.3 (1.7) per cent. The value of Varma’s investments was EUR 71.4 (68.3 on 1 Jan) billion.
“The investment markets demonstrated strong resilience, as the war in Iran and the ensuing energy crisis did not interrupt the upward trend in the market. Also positive is that rising interest rates and the conflict in the Middle East were not able to stall Finland’s economic recovery,” says Varma’s President & CEO Risto Murto.