What to do when...
Taking care of YEL insurance matters
- I need a YEL certificate
- I wish to apply for a change in my YEL income
- I would like an electronic invoice
- I need an extended term of payment
- I need more information about the YEL income review
- I would like to change my bank account number or address
- I am unhappy with a decision
- I wish to use the flexibility option in YEL contributions
- I wish to terminate my YEL insurance
- I need a YEL insurance number
- I wish to estimate the size of my earnings-related pension and insurance contributions
Varma Online Service
- I want to start using Varma Online Service
- I need help using the online service
- I need a power of attorney for my accounting firm
- I want to change the Varma Online Service settings for email or text message notifications
- I suspect I have received a scam message
- I want to authorise other users to manage my YEL matters in Varma Online Service
YEL in different life situations
Changes in business activities
- I am terminating my business
- I am reorganising my business
- I need information on insuring work abroad
Entrepreneur as an employer
- I am hiring an employee
- I am a temporary employer
- My employee is retiring
- I need information about pension insurance for a position of trust
Get in touch with us
Take care of your YEL matters online
In our online service, you can, for instance
- send us messages and attachments through a secured connection
- see past and future YEL contributions
- request an extended term of payment for an invoice
- apply for a change in your YEL income.
Sign in to the service using your personal banking codes.
Phone and chat
Our insurance service can be reached by phone from Monday to Friday, 8:00–16:00. You can also submit a call-back request through the phone service.
At the same number, our experts advise you on your personnel's work ability, rehabilitation, and disability pension matters from Monday to Friday, 9:00–15:00.
You can send a message to Varma either through Varma Online Service or by secure email. See instructions on how to send a message.
Taking out TyEL or YEL insurance
Want to discuss taking out or transferring TyEL or YEL insurance? You can reach our sales from Monday to Friday between 8:00 and 16:00.